Archive for the ‘How to Beat Collection Agencies’ Category

Civil Summons Credit Card Debt

Upon receiving a credit card summons in the mail there are a few things you must ask yourself. For example, does the state require the written instrument be attached to the complaint? This written instrument would be the contract. So, is the contract attached? You would find out if it’s a requirement by checking the […]

LVNV Funding Lawsuits

A few years ago I was sued by LVNV Funding, a company that buys outdated consumer debts. In the middle of the lawsuit they admitted that they did not have the contract because they weren’t the original creditor. Without a contract you have no lawsuit. This junk debt buyer typically buys the outdated debt and […]