Summons for Credit Card

A Summons for credit card debt is served by a collection agency or junk debt buyer. The collection agency purchased your old debt for pennies on the dollar and is suing you for the amount due.

The Summons is different from the Complaint and is basically a paper from your court telling you that you have been sued, the court date, or how many days that you have to answer the Summons.

Review your Summons and always answer it within the time allowed by the court. Leaving it unanswered will result in a default judgment against you.