When being sued for credit card debt, it is required to have proof that the consumer actually owes the debt and it belongs to them. Also, the debt could have expired. If you find yourself dealing with a junk debt buyer or collection agency, be sure to get evidence before even thinking about paying any […]
An Affidavit is a written sworn statement of fact voluntarily made by a deponent or affiant under oath or affirmation administered by a person authorized to do so by law. The Medieval Latin term means “he has declared upon oath”; it is a type of verified statement or showing, meaning it is under oath or […]
The plaintiff will send you a list of questions that can be related to personal information such as your name, address, your social security number, where you bank, and more. You can object to the question and explain the grounds for your objection. Or you can simply answer the interrogatory with a simple answer. You […]
This topic has been discussed in previous posts, but it is a vital aspect to winning your case. When you receive the collection agency’s request to admit facts, they basically have started their stop watch. You now have a certain number of days to answer the request and it’s essential to get it in as […]
Answer and send your own interrogatories to the collection attorney regarding your own credit card lawsuit. To explain briefly, interrogatories are questions sent to the plaintiff or defendant to answer under oath. All interrogatories must be signed and notarized. In collection lawsuits the attorneys are trying to get you to win their case for them. […]
Answer and send your own Request for Documents to the collection attorney regarding your own credit card lawsuit. In brief, a Request for Documents is when the plaintiff and defendant request that a party hand over certain documents. It is quite simple actually. In collection lawsuits they will ask you for: Credit card contract Application […]
When dealing with any kind of lawsuit including debt cases and credit card lawsuits, there is a period of time during which both parties can request information, documents and other evidence to help build their respective cases against the other. Interrogatories are a form of discovery. These written questions can be served by one party […]
I have been getting a lot of emails and posts in regard to this question so hopefully I can clear this up. Now, let’s keep in mind that I am not a lawyer so this is not legal advice. This is common sense and a warning to everyone out there who gets discovery sent to […]
When a junk debt buyer sends you discovery, usually you will find a request for admissions included. A request for admissions is a set of statements that the junk debt buyer is asking you to admit or deny. Just as with interrogatories and request for documents, with admissions you are given a certain amount of […]